Rental Application Terms and Conditions, Tenant Minimum Requirements, and Pre-Screening Criteria

No-Agency Disclosure, LCG Communities Only Represents Landlords

NOTICE OF NO AGENCY RELATIONSHIP – Thank you for giving LCG Communities an opportunity to show you available units and receive tenants’ rental application(s). LCG Communities has previously entered into a property management agreement with a landlord/client to provide certain real estate brokerage services and as a result of that LCG Communities acts as landlords’ agent/broker. Consequently, LCG Communities will not be acting as tenant’s agent/broker in any capacity whatsoever. If a tenant wishes to be represented by a real estate broker, please feel free to retain one.

LCG Communities is committed to equal housing, and we fully comply with the Federal Fair Housing Act (FFHA). We do not discriminate against persons because of race, sex, color, age, religion, disability, national origin, ancestry, parental status, sexual orientation, gender identity, marital status, military status, and source of income. We also comply with all state and local fair housing laws. We offer an Online Rental Application to everyone.

The Applicant (“Applicant” or “I”) agrees to conduct this transaction by electronic means. The Applicant understands that by clicking “Submit”, the Applicant is agreeing to conduct an electronic transaction and agrees to use and receive any communications from the real estate company named above (“Management”) through electronic means. The Applicant agrees to enter the requested information electronically via the use of the Internet, and to be notified regarding this application electronically through the email address the Applicant provided. The Applicant understands and agrees that this electronically submitted document has the same legal effect as hard copies, with ink signatures. The Applicant also agrees that they may refuse to conduct this and other electronic transactions in the future.

The Management, federal laws, and the state laws prohibit discrimination in housing. The foregoing information is supplied by Applicant to Management in order to induce Management to rent to Applicant certain real property and such information shall be true and correct in all respects. Applicant hereby authorizes whatever credit, employment, residency, and income investigation that Management considers appropriate. Management’s tenant selection criteria include a review of Applicant’s identity, verifiable monthly income, employment history, residential history, credit score and credit history.

Applicant’s Certification

By clicking “Submit”, I (“the Applicant), have applied to lease a certain real property as listed in my Rental Application, subject to Rental Application Terms and Conditions, Tenant Minimum Requirements, and Pre-Screening Criteria as set forth herein.  In applying for the lease, I completed a Rental Application containing various information for the purpose of the lease, including but not limited to, rental history, references, employment and income information, and the assets and liabilities.  I certify that all the information is true and complete. I made no misrepresentations in the Rental Application or other documents, nor did I omit any pertinent information. I acknowledge and agree that incomplete Rental Application and/or missing supporting documentation shall result in my application not being processed, until fully completed, subject to property’s availability.

By clicking “Submit”, I acknowledge and agree that the Management reserves the right to change the rental review processes to a full documentation method.  This may include, but is not limited to, verifying the information provided on the application with the employer, previous landlord, referrals, the financial institution, income check, payroll verification, pet screening, Transunion TLO, housing records check, criminal background check,  and a credit/background check.

I fully understand that it is a crime punishable by fine or imprisonment, or both, to knowingly make any false statements, as applicable under the provisions of Title 18, United States Code, Section 1014.

Applicant’s Authorization To Release Information

By clicking “Submit”, I have applied to lease certain real property from the Management.   As part of the application process, the Management and/or Management’s agent (if any), may verify information contained in my Rental Application and in other documents provided by me in connection with the lease, either before the lease is signed, or after as part of Management’s quality control program.

 

By clicking “Submit”, I authorize all third parties to provide to the Management and/or Management’s agent, or any Management Company that may manage subject real estate, any and all information and documentation that they request.  Such information includes, but is not limited to, employment history and income; bank, money market and similar account balances; credit history; and copies of income tax returns.

 

The Management and/or Management’s agent, or any Management Company that may manage subject real estate may address this authorization to any party named in the Rental Application.

 

A copy of this authorization and my Rental Application may be accepted as an originals.

 

I hereby certify that the foregoing statements are true and complete and are made for the purpose of determining my eligibility for lease.  I agree that this statement shall remain Management’s property, whether or not the Rental Application is accepted.  The Management and/or Management’s agent are authorized to make all inquiries they deem necessary to verify the accuracy of the statements made herein, and to determine my credit worthiness, including, but not limited to procuring consumer reports from consumer reporting agencies and credit information from banks and other financial institutions and extenders of credit references, present and former employers, merchants, landlords, creditors, and to perform a background check. I hereby consent that, upon denial of the application based upon a consumer report or information received from a person other than a consumer reporting agency, on any applicant, the Management may make appropriate Fair Credit Reporting Act disclosures to the applicant.

Policy and Procedures

Thank you for applying with LCG Communities. To best serve you, we feel that it is important that you are made fully aware of, and understand our Application Policy and Procedures, as well as the Tenant Minimum Requirements. Submitting your application shall constitute your acknowledgement and agreement to the terms and conditions stated below. This is a Legal and Binding Agreement.  In the event you do not fully understand the information contained herein, please consult with an attorney before applying. If you have any questions, please contact us at Contact@LCGCommunities.com during business hours, Monday to Friday 10:00 AM to 6:00 PM, CST.

Please read this document carefully before signing electronically or on the paper form. It is the policy of LCG Communities that applications must be complete, all fees must be paid prior to submission for consideration, and all related applications for the same property must be submitted for review and approval.

An Application Contains the following disclosures and questionnaires:

Background Info

Terms & Conditions/Privacy Policy

About You

Animals

Vehicles

Dependents/Additional Occupants

Emergency Contacts

Employment

Residential History

Additional Questions

File Upload:

1. Verifiable Proof of Income, 2 most recent pay-stubs, or 2 years of signed tax returns if self-employed applicants, or a copy of the Section 8 Voucher.  
2. Copy of a legible and valid Government issued photo ID, such as a Passport, Driver’s License, or State ID.
3. Additional Sources of Income
4. Additional Supporting Files

Non-Refundable Application Fee.

If approved, tenant may be required to provide a Certificate of Insurance (ACORD Form 24 or 25) showing proof of Renter’s Insurance with LCG Communities being named as additional insured, or co-insured with a minimum liability insurance coverage of $100,000 prior to possession being granted. In the absence of proof of Renters Insurance, tenant agrees to pay $15/m for limited liability insurance obtained by LCG Communities.  

If your Rental Application is approved, instead of a security deposit, the Applicant may be required to purchase security deposit insurance in the amount of 1.5 times monthly rent or $5,000 whichever is less from Rhino (https://www.sayrhino.com/), or a surety bond from Assurant (https://flexdeposit.com/public/guide-resident.htm) prior to possession being granted.

Approval is valid for 90 days or when credit, criminal, housing records, income, pet, or other reports expire or change, whichever is sooner.

Notices and Disclosures

All applicants will be charged a non-refundable application fee per adult (18 or older).

Each adult over 18 is required to complete a separate application form.

Please confirm before applying that your rental requirements are not outside of our Tenant Minimum Requirements and Pre-Screening Criteria.

There may be multiple applications submitted for the property you selected.

Incomplete Applications will not be considered until fully completed.

We encourage you to apply.

LCG Communities is committed to equal housing, and we fully comply with the Federal Fair Housing Act (FFHA). We do not discriminate against persons because of race, sex, color, age, religion, disability, national origin, ancestry, parental status, sexual orientation, gender identity, marital status, military status, and source of income. We also comply with all state and local fair housing laws. We offer Online Rental Application and a PDF format Rental Application to everyone:

Upon Approval

If your Rental Application is approved, instead of a security deposit, a one-time, non-refundable Move-in Fee equal to half (1/2) of the rent amount may be charged at the time of lease signing.

If approved, tenant may be required to provide a Certificate of Insurance (ACORD Form 24 or 25) showing proof of Renter’s Insurance with LCG Communities being named as additional insured, or co-insured with a minimum liability insurance coverage of $100,000. OR, in the absence of proof of Renters Insurance, tenant agrees to pay $15/m for limited liability insurance obtained by LCG Communities.  

If your Rental Application is approved, instead of a security deposit, Applicant may be required to purchase security deposit insurance in the amount of 1.5 times monthly rent or $5,000 whichever is less from Rhino (https://www.sayrhino.com/), or a surety bond from Assurant (https://flexdeposit.com/public/guide-resident.htm) prior to possession being granted.

The lease agreement will be emailed to you electronically for you to review and to sign online. Alternatively, you may sign the lease agreement in person, if you wish. Once the lease agreement has been sent to you, you will have 24 hours to review and sign the lease. If we do not receive a signed lease agreement within 24 hours, the property will be released and it will continue to accept applications.

After the lease has been signed,  we will take the property off the market for a maximum of 7 days to complete the closing process. Once all fees, deposits, down payments, home purchases, and prorated rents have been paid, we will, on the morning of your lease start date, provide you the possession and keys.  

Verification of Provided Identification

Each applicant is required to provide a copy of a legible and valid Government issued photo identification, for example a Passport, Driver’s License, or State ID.

Review and Verification of Income for Each Applicant

Income must be at least three (3) times the monthly rent and verifiable from an unbiased source: employer through pay stubs, tax returns, and/or bank statements. Self-employed income may also be verified with a CPA-prepared financial statement or tax returns. Your employment history should reflect at least 6 months with your current employer. Transfers or relocations must have correspondence showing an accepted job offer. Any verification fees required by the employer must be paid by the applicant. Section 8 tenants must provide a copy of their Voucher.  

Review and Verification of Employment History

We require verifiable employment history for at least the past three (3) years. You must be a permanent employee (not temporary or probationary). If you are self-employed, retired, or not employed, we can accept signed tax returns (2 years minimum), bank statements, or other proof of applicant’s ability to pay the rent. If military, we need a current copy of your LES. If you are active-duty military, you must be on an assignment that, to the best of your knowledge, will allow you to complete an initial 12-month lease.

Review and Verification of Rental History

We require verifiable residence history for at least three (3) years, whether you currently own or rent. Applicants are responsible for providing information including the names, addresses and phone numbers, of Landlords with the dates of tenancy for the previous 3 years. Rental history must be verified from unbiased sources. Home ownership will be verified from a current credit report. We can accept base housing as rental history.

Housing Records

Any housing-related court action may be automatic grounds for denial. Broken leases will be considered on a case-by-case basis.

Household Size

A pregnant woman is considered to be a two-person household.

Any live-in aide (approved by the PHA to reside in the unit to care for a family member who is disabled or is at least 50 years of age) will be counted-in to determine the unit size. A maximum of one bedroom will be allocated for live-in aides, even if the family has more than one aide.

A child who is temporarily away because he/she is in foster care is considered a member of the family in determining the unit size.

Unit sizes and the Maximum Occupancy are as follows:

 

0BR= 2

1BR= 4

2BR= 8

3BR= 10

4BR= 14

Errors & Omissions

Every effort has been made to provide applicants with reliable and accurate information regarding the home you are applying for. However, changes can and do take place to cause inaccurate information to be accidentally presented. We encourage all tenants to verify schools, allowable pets, expected features, or any HOA concerns prior to signing a lease agreement. Any information posted in any advertisement, the MLS, or websites does NOT constitute a written agreement or guarantee of the facts stated.

Credit History Review and Verification

We will obtain a copy of your credit report from TransUnion. You cannot provide this to us. We will not accept any third-party credit report. Credit history should show that the resident has paid bills on time and does not have a history of debt “write-offs” or accounts that have gone into collection. Money owed to a previous landlord or utility company may be cause for denial.

For multiple applicants we use an average combined Transunion credit score by adding all applicants scores together and dividing them by the number of applicants to arrive at the determining number for the approval process. For example:

Applicant ONE has a Transunion credit score of 700, and Applicant TWO has a Transunion credit score of 550.  The total score would be 700+550=1,250; divide by two applicants 1,250/2= 625. The average combined Transunion credit score would be 625.

Co-signers are welcomed to help increase your credit score if needed. However, they must be residing in the same home as you to be considered.

We accept Transunion credit score evaluations. Our minimum Transunion Credit Scores are as follows:

Minimum Transunion credit score is 600+

Review and Verification of Pet Screening Application

LCG Communities is a pet friendly property management company. We understand that a pet plays a significant role in many people’s lives. We attempt to allow most animals in our rental properties. Depending on the property owner’s preferences, each residence may have its own pet policy, so please make sure to ask if the property that has caught your eye accepts pets.

LCG Communities reserves the right to have any pet removed from the property if it is determined that the pet poses a threat to the safety or condition of the property, or people in the property, or the community.

We may charge a pet fee each month, for each of your pets. The term “pet fee” is simply a fee you will pay for the allowance of your pet to occupy the rental unit with you. Pet fees are charged monthly and are paid with your property rent:

ONLY approved pets that have been disclosed to Management are allowed in our residences.

Renters Liability Insurance with Pet Endorsement may be required.

You may obtain a copy of our pet policy by requesting it from Contact@LCGCommunities.com. It is also disclosed in the Park Rules and Regulations you will receive before signing the lease.

Pet Fees:

Dogs/Cats/etc are a non-refundable one-time upfront fee of $50.00 per pet.

Birds (per cage): Small Breeds (ie. Budgies & Finches) $10; Large Breeds (ie. Parrots & Cockatoos) $25.

Caged pets (per pet): Hamsters, Gerbils, Guinea Pigs, Reptiles, Ferrets, Amphibians, etc. $10.

Fish Tanks (per tank): $10 per 10 gallons. Max of 40 gal.

Farm or Exotic Animals will be assessed on Cased-By-Case Basis.

There is no cost to you for Assistance Animals. Please make sure you are aware of the State’s laws, for submitting a fraudulent accommodation request for a service or support animal. All request for a service or support animal will be verified.

Short Term Lease Agreement Option

Short Term leases are not allowed at LCG Communities. All leases are a minimum of 1 year.

Criminal Background Check

State law allows landlords to perform criminal background checks after a prospective tenant has been pre-qualified. We may perform criminal background checks for all occupants over 18 after they have been prequalified:

All applications are considered on a first come, first approved, first served basis.

Once the criminal background check has been performed, we will provide the criminal background data obtained to the applicant within five (5) business days on request.

Sexual offenses within a conviction history, regardless of when it occurred, may result in a denial of housing.

Past criminal convictions within three (3) years may result in a denial of housing. The applicant will have five (5) business days to dispute any inaccuracies in the criminal history. A final decision, following the applicant’s opportunity to dispute period, will be made within three (3) business days.

Security Deposit Insurance or a Bond

To ease the burden of having to pay a large upfront amounts of money, LCG Communities typically does NOT collect Security Deposits. Applicants may have the opportunity to either choose to purchase security deposit insurance, or a bond.  

Tenants are Responsible for all Damage to the Property

At the end of Lease Agreement and after tenant moves out, LCG Communities will conducts a move out inspection to assess any damage to the property, above normal fair wear and tear. In the event there is property damage, above normal fair wear and tear, the tenant will be responsible for the cost of the repairs.

Mandatory Limited Liability Insurance or Renters Insurance

Limited Liability Insurance or Renter’s Insurance may be required. The tenant must purchase at his/her own cost either subscribe to LCG Communities Limited Liability Insurance with $100,000 coverage for $15/m, or provide proof of Renter’s Insurance and present a Certificate of Insurance (ACORD Form 24 or 25) naming LCG Communities as the Additional Insured, or Co-Insured, Certificate Holder/with Endorsement with a minimum $100,000 of Liability Coverage Limit.

In the event the tenant does not provide proof of Renter’s Insurance prior to moving-in, the tenant agrees to be automatically enrolled at tenant’s expense into LCG Communities’s Limited Liability Insurance with $100,000 in coverage at a monthly fee of $15 in addition to the monthly rent.

No Smoking, Tobacco-Free Properties

Smoking is a leading cause of preventable death and property damage in the United States. Smoking and secondhand smoke are known causes of lung disease, heart disease, and cancer. LCG Communitiess recognizes the hazards caused by tobacco use and exposure to secondhand tobacco smoke. This policy covers the smoking of any tobacco product, including smokeless tobacco products, and electronic cigarettes (regardless of tobacco content), and it applies to both tenants and visitors of LCG Communitiess properties. Smoking is not allowed in all common areas.  Smoking is permitted away from common areas or neighbor’s lot boundaries.

School Boundaries and School Enrollment

It is the duty of the applicant to verify school boundaries prior to applying. Any concerns about school boundaries and school enrollment should be investigated prior to submitting your application. Designation boundaries may change, applicants must verify their own school information with the school district. We highly recommend that you contact the local school district if the school boundaries are a concern for the property you would like to rent.

Disabled Accessibility

Any concerns should be submitted in writing to the property manager. We must obtain Owner’s approval to allow modifications to the property. All modifications are to be performed at the expense of the disabled person, and the disabled person must agree to restore the premises, at their own expense to the pre-modified condition (provided the modification would affect the use and enjoyment of the premises for future residents). We require written proposals detailing the extent of the work to be done, approval from the landlord before modifications are made, appropriate building permits with required licenses made available for the landlord’s inspection, and a restoration deposit may be required per Fair Housing guidelines.

Home-Based Business

Businesses are not allowed to be operated from a residential property. If you have a home-based business that you think we might approve, please let the Property Manager know prior to application.

Periodic Inspections

LCG Communities conducts periodic inspections of the property you will live in. A prior notice of inspection will be given in accordance with the law. We take pictures of the exterior during that inspection. This information is kept on record and shared with the property owner. If this standard of periodic inspections procedure is going to cause you a problem, we recommend you stop now and do not apply for one of our properties.  

Showing the Property During the Last 60 Days of Your Lease

If you are not renewing your lease, during the last 60 days of your lease agreement, a sign may be placed on the property, and you may be required to show the property to prospective new tenants. You may opt out of this arrangement, but it will cost an additional fee of one month’s rent to do so.

Late Payments

LCG Communitiess is a ZERO TOLERANCE company regarding rent collection. Rent is due the 1st day of each month, and late after the 5th day of each month. Late fees begin midnight on the 5th day of the month. Late fees will be applied with no exceptions in accordance with all Federal Fair Housing laws. Tenants can make online payments using the Resident’s Portal or pay via check.  

Privacy Notice

You have chosen to do business with LCG Communities and we are obligated to honor the relationship with great care. To see our Privacy Notice and Terms of Use, please go to: https://lcgcommunities.com/privacy-policy/

Reasons For Denial of Application

If you breached a lease agreement by failing to give proper notice when vacating a property.

If you have allowed any person(s), not on the lease, to reside on the premises.

If you have recently received a 5-Day Notice to vacate.

If an unlawful detainer action has occurred.

If you have any collection on your credit report.

If you have had three or more late payments of rent within the last 12 months.

If you have had two (2) or more NSF checks within the last 12 months.

If you have less than a 600 combined TransUnion credit score and refuse to obtain a co-signer (Lease Guarantor) to bring up your combined credit as outlined above.

If your income is less than three (3) times the monthly rent amount, and/or it can’t be verified through pay stubs, tax returns, and/or bank statements, or a Section 8 Voucher.  

Businesses are not allowed to be operated from residential properties. If you have a home-based business that you think we might approve, please let the Property Manager know prior to application.

If we are unable to verify your information, we must deny the application.

If you violate any of the above said Rental Application Terms and Conditions during this application process.

Applicant requests re-wording or removing any paragraph in the lease agreement.

If the information you provided is not true and complete. You made misrepresentations in the Rental Application, and/or other documents; and/or you omitted any pertinent information.

Any other lawful reason that may arise as a result of your application’s review and approval process

Applicant's Self-Verification of Tenant Minimum Requirements and the Pre-Screening Criteria

Complete Rental Application Terms and Conditions, Tenant Minimum Requirements, and Pre-Screening Criteria have been posted on this webpage and they are available to the Applicant to review and verify prior to applying.  By clicking “Submit”, the Applicant attests that he/she/it reviewed and meets the herein stated Rental Application Terms and Conditions, Tenant Minimum Requirements, and Pre-Screening Criteria, and authorizes Management to conduct a criminal background check. If Management processes Applicant’s criminal background check, Management may review Applicant’s criminal history for the past three (3) years and Management may deny Applicant housing if Applicant’s criminal conviction history poses a demonstrable risk to personal safety or property.

Rental Application Subject to Availability of Property

I fully understand that this application for residential occupancy agreement is taken subject to the approval of Management and is also subject to the availability of the subject premises. If any information contained herein is found to be false, I hereby agree that any lease made with me may be terminated at any time. Should this application be accepted by Management, I agree to execute a written lease in the form prepared by Management prior to occupancy of the premises and I agree to be bound by its terms and all of the rules and regulations contained therein. I further understand that Management reserves the right to reject this application at any time before the lease has been signed by an officer of Management.

Damage Waiver

REGARDLESS OF ANY OTHER PROVISION IN HEREIN CONTAINED, AND TO THE FULLEST EXTENT ALLOWED BY APPLICABLE LAW, LCG COMMUNITIES DISCLAIMS ALL OBLIGATIONS AND LIABILITIES FOR SPECIAL, INDIRECT, INCIDENTAL, EXEMPLARY, PUNITIVE AND CONSEQUENTIAL DAMAGES, ATTORNEYS’ AND EXPERTS’ FEES, AND COURT COSTS (EVEN IF LCG COMMUNITIES HAS BEEN ADVISED OF THE POSSIBILITY OF THESE DAMAGES), ARISING FROM OR IN CONNECTION WITH ITS SERVICES.

Non-Reliance Release

APPLICANT HEREBY RELEASES LCG COMMUNITIES AND ITS AGENTS, EMPLOYEES AND INDEPENDENT CONTRACTORS FROM LIABILITY FOR: (i) ANY NEGLIGENCE RELATED TO OR IN CONNECTION WITH THE INFORMATION PROVIDED AS PART OF THE SERVICES; AND (ii) ANY LOSS OR EXPENSE RESULTING, DIRECTLY OR INDIRECTLY, FROM INFORMATION DERIVED FROM THIRD PARTIES, INCLUDING BUT NOT LIMITED TO THE CREDIT BUREAUS.

Liability Limit

IN ADDITION TO THE LIMITATIONS OTHERWISE SET FORTH HEREIN, AND TO THE FULLEST EXTENT ALLOWED BY APPLICABLE LAW, IN THE EVENT OF ANY CLAIM OR CAUSE OF ACTION BY CLIENT ARISING OUT OF OR CONNECTED WITH ITS SERVICES, LCG COMMUNITIES’S MAXIMUM LIABILITY TO APPLICANT, REGARDLESS OF THE AMOUNT OF LOSS APPLICANT MAY HAVE SUFFERED, SHALL NOT EXCEED THE FEES PAID BY APPLICANT TO LCG COMMUNITIES FOR THE SERVICES PROVIDED UNDER THIS AGREEMENT DURING THE 60 DAYS IMMEDIATELY PRECEDING THE EARLIEST DATE OF THE EVENT(S) GIVING RISE TO THE LIABILITY.  

Tenant Screening Services

The Applicant further acknowledges and agrees that the Management may use services of third parties to perform Tenant Screening Services and related property management functions.  Applicant attests that he/she/it has reviewed the Rental Application Terms and Conditions, Tenant Minimum Requirements, and Pre-Screening Criteria, and the Applicant accepts and agrees to be bound by these Rental Application Terms and Conditions, Tenant Minimum Requirements, and Pre-Screening Criteria.

By submitting my rental application, I affirm that I have read and I understand the Rental Application Terms and Conditions, Tenant Minimum Requirements, and Pre-Screening Criteria, posted here; and, I further acknowledge and agree to be bound by them.

LCG Communities is an Equal Opportunity Housing Company.  

Our staff members adhere to a strict Code of Ethics, and to the Federal Fair Housing Law.